About Me

I am a passionate Digital Product Manager with 7+ years of experience in the banking and engineering sectors. My expertise lies in developing innovative digital solutions, streamlining processes, and driving business growth through technology-driven initiatives.

Skills

  • Digital Product Management
  • Fintech Solutions Development
  • Process Automation
  • API Integration
  • Data Analysis and Visualization (Excel VBA, Power BI, Tableau)
  • UI/UX Design (Figma)
  • Agile Methodologies
  • Cross-functional Team Leadership
  • Regulatory Compliance in Banking
  • Portfolio Management

Projects

Digital Onboarding Application for Supply Chain Finance

Launched a web-based solution that reduced underwriting TAT from 6 days to 2 days through automated data collection and integration of 13+ external APIs.

Virtual Account Management (VAM) Solution

Developed a VAM system to handle trade transactions for Wholesale Banking clients, managing a monthly throughput of 1000+ Crores.

Electric Vehicle Financing Framework

Created and implemented an EV framework, onboarding 10+ EV manufacturers and enabling seamless digital loan journeys for new electric two-wheeler assets.

World's Smallest 800A Circuit Breaker

Led the development of an innovative circuit breaker with a projected market size of ₹10 crores, completing the project six months ahead of schedule.

Qualifications

  • Master of Management, SJMSOM, IIT Bombay (8.42/10 CGPA), 2020
  • B.E. Mechanical Engineering, Fr. Conceicaio Rodrigues Institute of Technology (8.36/10 CGPA), 2015
  • Awarded the "Emerging High Impact Star in CMS Product" at Yes Bank, 2022-23
  • Recipient of SJMSOM Scholarship for excellent academic performance, 2018-19
  • Filed a patent for "Novel Rotary Operating Mechanism" for a new range of circuit breaker at L&T

Blog

AI in Banking: Revolutionizing Financial Services

Artificial Intelligence (AI) is transforming the banking industry, offering unprecedented opportunities for efficiency, customer service, and risk management. Here's how AI is making waves in the financial sector:

  1. Personalized Banking Experience: AI-powered chatbots and virtual assistants are providing customers with 24/7 support and tailored financial advice.
  2. Fraud Detection: Machine learning algorithms can analyze transaction patterns in real-time, flagging suspicious activities and preventing fraud more effectively than ever before.
  3. Credit Scoring: AI models can process vast amounts of data to assess creditworthiness, potentially opening up lending opportunities to underserved populations.
  4. Process Automation: From back-office operations to customer onboarding, AI is streamlining processes, reducing errors, and cutting costs.
  5. Predictive Analytics: Banks are using AI to forecast market trends, customer behavior, and risk factors, enabling more informed decision-making.

As a Product Manager in the fintech space, it's crucial to stay ahead of these AI trends. The challenge lies in balancing innovation with regulatory compliance and ethical considerations. The future of banking is undoubtedly intertwined with AI, and those who can effectively harness its power will lead the industry forward.